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Predictive cashflow

Predictive modelling that estimates upcoming balances, shortfalls and liquidity risk using live behavioural data.

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Predictive cashflow

Predictive modelling that estimates upcoming balances, shortfalls and liquidity risk using live behavioural data.

Get insights in seconds

Predictive Cashflow helps teams understand what is likely to happen next, not just what has already occurred. By analysing income patterns, recurring outgoings and spending behaviour, the platform provides a forward-looking view of cashflow position.

This allows teams to anticipate pressure earlier and plan interventions, reporting or product actions with greater confidence.

How forecasts are generated

Using verified open banking data, the engine models expected inflows and outflows across short-term time horizons.
Behavioural trends and recurring commitments are used to estimate future balances and identify potential shortfalls.

Forecasts update continuously as new data arrives, ensuring predictions reflect current behaviour. See below an example output:

{
  "cashflow_forecast": {
    "forecast_window_days": 14,
    "projected_lowest_balance": 58.40,
    "negative_balance_expected": false,
    "shortfall_risk": "low"
  },
  "drivers": [
    "monthly_rent_due",
    "utilities_payment_due",
    "salary_expected"
  ],
  "generated_at": "2025-02-15T11:36:00Z"
}

Why it matters

Forward-looking insight enables earlier action and more effective reporting than retrospective analysis alone. Predictive Cashflow helps teams move from reactive monitoring to proactive decision-making.

Get started

Add predictive insight to your reporting layer.
Predictive Cashflow provides a forward-looking view to support planning, monitoring and analytics.

Compare plans or book a demo.

Get insights in seconds

Predictive Cashflow helps teams understand what is likely to happen next, not just what has already occurred. By analysing income patterns, recurring outgoings and spending behaviour, the platform provides a forward-looking view of cashflow position.

This allows teams to anticipate pressure earlier and plan interventions, reporting or product actions with greater confidence.

How forecasts are generated

Using verified open banking data, the engine models expected inflows and outflows across short-term time horizons.
Behavioural trends and recurring commitments are used to estimate future balances and identify potential shortfalls.

Forecasts update continuously as new data arrives, ensuring predictions reflect current behaviour. See below an example output:

{
  "cashflow_forecast": {
    "forecast_window_days": 14,
    "projected_lowest_balance": 58.40,
    "negative_balance_expected": false,
    "shortfall_risk": "low"
  },
  "drivers": [
    "monthly_rent_due",
    "utilities_payment_due",
    "salary_expected"
  ],
  "generated_at": "2025-02-15T11:36:00Z"
}

Why it matters

Forward-looking insight enables earlier action and more effective reporting than retrospective analysis alone. Predictive Cashflow helps teams move from reactive monitoring to proactive decision-making.

Get started

Add predictive insight to your reporting layer.
Predictive Cashflow provides a forward-looking view to support planning, monitoring and analytics.

Compare plans or book a demo.

Get insights in seconds

Predictive Cashflow helps teams understand what is likely to happen next, not just what has already occurred. By analysing income patterns, recurring outgoings and spending behaviour, the platform provides a forward-looking view of cashflow position.

This allows teams to anticipate pressure earlier and plan interventions, reporting or product actions with greater confidence.

How forecasts are generated

Using verified open banking data, the engine models expected inflows and outflows across short-term time horizons.
Behavioural trends and recurring commitments are used to estimate future balances and identify potential shortfalls.

Forecasts update continuously as new data arrives, ensuring predictions reflect current behaviour. See below an example output:

{
  "cashflow_forecast": {
    "forecast_window_days": 14,
    "projected_lowest_balance": 58.40,
    "negative_balance_expected": false,
    "shortfall_risk": "low"
  },
  "drivers": [
    "monthly_rent_due",
    "utilities_payment_due",
    "salary_expected"
  ],
  "generated_at": "2025-02-15T11:36:00Z"
}

Why it matters

Forward-looking insight enables earlier action and more effective reporting than retrospective analysis alone. Predictive Cashflow helps teams move from reactive monitoring to proactive decision-making.

Get started

Add predictive insight to your reporting layer.
Predictive Cashflow provides a forward-looking view to support planning, monitoring and analytics.

Compare plans or book a demo.