Clear financial health, instantly

Financial Health summaries translate income, spending and cashflow behaviour into a clear, standardised view of financial position. Rather than reviewing raw transactions, teams receive consistent indicators that are easy to interpret and compare across individuals, portfolios and cohorts.

This creates a shared reporting baseline, helping teams monitor change, performance and emerging risk with confidence.

How summaries are generated

Using consented open banking data, we continuously analyse observed financial behaviour to produce a structured financial health view.

Metrics are calculated using consistent rules to ensure reliability and comparability across time periods and reporting contexts. An example structured output is shown below:

{
  "financial_health": {
    "overall_status": "stable",
    "health_score": 76,
    "income_stability": "high",
    "cashflow_buffer_days": 19,
    "overspend_risk": "low"
  },
  "period": "last_30_days",
  "generated_at": "2025-02-15T11:36:00Z"
}

Why it matters

Standardised financial health indicators reduce ambiguity and remove subjective interpretation. They make it easier to track trends, compare cohorts and maintain consistency across reporting, oversight and review processes.

This supports clearer analysis and more reliable decision-making at scale.

Get started

Bring consistency to financial reporting. Financial Health summaries provide a behaviour-led foundation for reporting and analytics across your organisation.

Compare plans or book a demo. to see it in action.