Verify income with clarity

The Income Verification Report provides a precise view of a customer’s earnings, income stability, and financial capacity. It replaces payslips, PDFs, and manual assessment with verified, behaviour-based clarity pulled directly from bank transactions.

Whether you’re approving credit, validating claims, or assessing suitability, this report shows what a customer truly earns — not assumptions, estimates, or self-declared figures.

How it works

When a customer connects their account, we detect all income sources, map stability over time, identify irregular or secondary earnings, and separate verified income from transfers, refunds, or noise. The result is a clear, defensible income profile grounded in real financial behaviour.

Here’s an example of the structured output:

{
  "income": {
    "monthly_verified_income": 2680.00,
    "income_sources": [
      {
        "name": "Employer Ltd",
        "type": "salary",
        "average_monthly_amount": 2250.00,
        "stability_score": 0.92
      },
      {
        "name": "Deliveroo",
        "type": "gig",
        "average_monthly_amount": 430.00,
        "stability_score": 0.64
      }
    ],
    "volatility": "medium",
    "last_payment_date": "2025-02-26"

You receive a clean, consistent summary that removes uncertainty and supports faster, higher-confidence decisions.

Trust, speed, and accuracy

Income Verification is designed for lenders, insurers, legal firms and financial services providers that rely on accurate, real-time income clarity. Whether you’re validating affordability, assessing eligibility, or resolving a claim, verified income helps you make confident decisions at pace.

By grounding assessments in real transaction data, you reduce risk, minimise error, and strengthen trust across your customer journey.

Income verification matters

Income is one of the most commonly mis-reported data points. Without verification, decisions depend on documents that can be incomplete, outdated, or manipulated.

Our income intelligence confirms what a customer genuinely earns, across salary, gig work, benefits, or mixed income, ensuring assessments are fair, accurate, and robust.

It’s a lightweight but powerful addition to onboarding, underwriting, and claims validation.

Get started

Ready to bring verified income into your decisioning? Our Income Verification Report delivers fast, reliable, and compliant clarity from real transaction data. Compare packages or request a demo today.