Supporting community banks, credit unions, and microlenders.
At Boshhh Fintech, we understand the challenges of serving financially vulnerable communities.
Every loan decision counts , but without accurate, real-time affordability insights, how can you safeguard your capital while delivering fair, responsible support to those who need it most? Boshhh Fintech can help. That’s where Boshhh Fintech comes in.
Bank-grade innovation, without the overhead
We bring the same real-time financial technology trusted by leading high-street banks to local lenders, at a fraction of the cost.
Real-Time affordability checks
// See beyond credit scores
Traditional credit scores don’t tell the whole story. We use live bank data to give you a fuller picture:
• Assess true affordability: See income, spending, and debt in real time.
• Spot hidden risks: Identify BNPL use, gambling, and undisclosed liabilities early.
• Lend more inclusively: Support members on low incomes or benefits with confidence.
Fast, frictionless onboarding
// From zero to verified
No paperwork. No delays. Just a secure bank connection that enables you to:
• Automate compliance checks: KYC, AML, PEPs, sanctions, done in seconds.
• Verify income instantly: Move beyond static credit scores.
• Cut drop-offs: Reduce form fatigue with a seamless user experience.
Built-In compliance
// Ready for regulation
Meet FCA and Consumer Duty standards with ease:
• Transparent audit trails: Full visibility of spending and source of funds.
• Fair decision-making: Show clear, data-driven outcomes.
• Reputation protection: Make lending decisions you can stand behind.
Why community lenders choose Boshhh
// The Boshhh advantage
• Lend more, safely: Expand access while keeping arrears low.
• Onboard in minutes: Save staff hours and improve conversion.
• Make stronger decisions: See the real financial health behind the score.
• Act early: Intervene before issues become arrears.
• Build trust: Offer fair, transparent lending your members understand and appreciate.
